August Market Volatility

August Market Volatility

We are living through interesting times – economically speaking. The latest news surrounding the turmoil in the stock market and a potential “crash” has made some consumers a bit jittery. You may be wondering how what’s happening in...
Know what’s on your credit report.

Know what’s on your credit report.

Do you know your credit report score? Ever checked your credit report for mistakes? A national survey conducted by the non-profit Public Interest Advocacy Centre found that 18% of the people surveyed found mistakes in their credit report and 10% of those believed they...
Your road to mortgage freedom.

Your road to mortgage freedom.

Paying off your mortgage may be the best investment you can make. A survey conducted in 2013 by Canada Mortgage and Housing Corporation (CMHC) found that 68% of homeowners felt they could pay off their mortgage early. Last year a Scotiabank poll found that almost...
The Value of Working with a Mortgage Professional.

The Value of Working with a Mortgage Professional.

The real estate and mortgage industry is a competitive business. Changes in lender policies have led to an altered mortgage landscape. The recent slump in oil prices and a lowered loonie have dampened housing activity in some parts of the country. Early forecasts...
You’re self-employed and need a mortgage.

You’re self-employed and need a mortgage.

It’s becoming more challenging for self-employed workers or those who earn commission to get a mortgage to purchase a home. Nearly 20 per cent of all income earners in Canada are self-employed; and the category is growing.  They are individuals operating their...
Should you break your mortgage?

Should you break your mortgage?

Once again interest rates have dominated the headlines. First, it was the declining fixed rate. Fixed rates are usually priced off bond markets, independent of what’s happening with the prime rate. The Bond market, like all markets, fluctuates daily. Fixed...

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